St. Louis Bankruptcy

What Bankruptcy Really Does to Your Credit Report

As bankruptcy attorneys in St. Louis, we often encounter potential clients who are very nervous about declaring bankruptcy. They’ve been told for years that they’ll “never be able to get credit ever again.” But nothing could be further from the truth. You’ll be surprised to learn what really happens to your credit report after your…

Read More

Are Collection Agents Allowed to Text and Email?

The traditional image of a collection agent has them hounding you over the phone. Calling at home. Calling at work.   What you may not know is they can text you and email you, too.   The FDCPA has not changed with the times.   The Fair Debt Collection Practices Act first passed in 1977.…

Read More

How Bankruptcy Impacts Cosigners in Saint Louis

If anyone you love cosigned on a loan so you could get a house, buy a car, rent an apartment or make some other purchase it’s important to know exactly how bankruptcy could impact them. And once they’re on, while it’s not impossible to get them off the loan, it can be very hard. Many…

Read More

Why a DIY Bankruptcy is a Bad Idea

The Internet is usually a wonderful resource, but sometimes it doesn’t do people any favors. It has, for example, convinced people who are already scared and in a state of financial distress to save some money by attempting to represent themselves in bankruptcy cases (the legal term is ‘filing pro se’). And this has done…

Read More

5 Signs St. Louis Bankruptcy Is Right for You

Filing for St. Louis bankruptcy is accompanied by positive changes. It opens the door to healthier financial habits and a clean slate, but there are also drawbacks. St. Louis bankruptcy will impact your credit score and make it difficult to receive financing or a loan in the months and years after discharge of Chapter 7…

Read More

5 Questions You Need to Ask Your Bankruptcy Attorney

Are you considering bankruptcy, but not certain where to begin? The first step for many people with financial difficulty is calling a bankruptcy attorney. A bankruptcy attorney in St. Louis can help you understand the bankruptcy process and know if you are a good candidate for federal bankruptcy. But when you pick up the phone…

Read More