Archive for May 2019

Can You File Chapter 7 With No Money?

If you’re filing Chapter 7 money is no doubt a huge stress for you. Being told you’re going to have to pay an attorney and filing fees can be overwhelming when you’re already in a state of financial distress.   And it’s not like you can take out even more credit to pay for the…

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Are Collection Agents Allowed to Text and Email?

The traditional image of a collection agent has them hounding you over the phone. Calling at home. Calling at work.   What you may not know is they can text you and email you, too.   The FDCPA has not changed with the times.   The Fair Debt Collection Practices Act first passed in 1977.…

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